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Savings

In our Bank, your trust will always be rewarded. Therefore, if you have decided to entrust your financial surpluses to us, you have an opportunity to deposit domestic and foreign currency assets into saving deposits or term deposits for variable periods and favourable interest rates.

Interest shall be calculated on an annual basis as variable or fixed, whilst the disposal of principals and interest on deposit accounts, according to the saver’s preference, is as follows:
          - The payment of the principal and interest upon expiry of a term deposit
          - Automatic recovery of the principal and interest for the same period of time
          - The payment of interest at shorter time intervals (monthly, quarterly, biannually and annually).

The interest rates and other conditions for retail savings are determined by the Management Board of the Bank through a special Decision on the Interest Rates in Retail Business Activities.

EUR Savings

EUR term-free savings

Interest rates for EUR term-free savings (annual):
 
Savings deposits 0,01%
Giro accounts
0,13%
 

EUR fixed-term savings

 EUR fixed-term savings - regular interest rates:
Time depositing period
1-3 months
3-6 months
6-12 months
12 months
EUR
0,02%
0,05%
0,10%
0,30%


The minimum amount that the Bank will accept for depositing with no determined purpose for all time depositing periods is 500,00 EUR.

Foreign currencies savings

Foreign currency term-free savings

Interest rates for foreign currency term-free savings (annual):

Other currencies
0,01
 

Foreign currencies fixed-term savings

Interest rates for foreign currency fixed-term savings:

USD (fixed-term)

1 month months
months
12 months
All amounts
-
-
-
0,05%
            
Non-purpose fixed-term savings
Non-purpose fixed-term savings can be contracted as:
  1. Open savings (savings with additional payments in line with the possibilities of the savings depositor) only on 12 months.
  2. Rental savings - You can access the interest during the fixed-term period at the pace You choose (monthly, quarterly, semi-annualy or annualy)

The minimum amount that the Bank will accept for depositing with no determined purpose for all time depositing periods is 500,00 EUR (or the same amount in any other convertible foreign currency) 
Deposit insurance
Deposits placed with the our Bank are insured with the Croatian Deposit Insurance Agency (HAOD).

Information of insurance system can be found here.